Checking Accounts

Checking Accounts  |  Debit Cards |Direct Deposit | Payroll Deduction | ACH-Direct Payment | Overdraft Protection |

 

Personal Checking Accounts

Whether you’re looking for something basic or something that pays you back, we’ve got the right checking account for you!

Not sure which account is right for you? Compare them here or give us a call at 336.373.2090 to speak with a Revity FCU Team Member about your options.

No matter which account you choose, you’ll have access to:

 

Debit Card

A dual-purpose card that can be presented in place of a check or cash to make a purchase or used to access your account instantly through ATM machines.

  • Free when you open any checking account
  • No monthly fees
  • Use anywhere you see the MasterCard® logo
  • Purchase amounts are automatically deducted from your checking account
  • Convenient access to your funds 24/7
  • All transactions are available to view online or detailed on your monthly checking account statement.
  • Card Controls
  • Debit Card Assistance

 

Direct Deposit

Free, convenient, safe, and reliable way to deposit your paycheck, Social Security, pension, or other benefit checks.

  • Free service to all members
  • Authorize funds to be sent directly to a designated account with no delays
  • Same day access to your funds
  • Check can’t be stolen or lost in the mail
  • Funds deposited even if you are sick or on vacation
  • Saves you a trip to the credit union during your workday
  • Simple to set up
  • Call us to get started! 336.373.2090

 

Payroll Deduction

Free and easy way to manage your money.

  • Free Service
  • Allows you to automatically have portions of your deposit automatically transferred to your savings, checking, club, or loan accounts.
  • Easy way to help your savings account grow.
  • Convenience of your loan payments made in a timely manner.
  • Ability to allocate some portion of your deposit to your children’s accounts
  • Simple to set up

 

ACH (Automated Clearing House) Direct Payment

Free and easy way to manage your money.

  • Free service
  • Fast and convenient way to have your money transferred to your accounts
  • Set-up direct distribution to accounts on a recurring basis

 

Overdraft Protection

In our busy lives, overdraft options can be beneficial to protect us from bumps in the road.

  • Overdraft protection options available from savings and/or line of credit
    • Available options may be updated at any time

*For Revity Basic Checking, Revity Cash Back Checking, High Yield Checking, and Rewards Savings: Membership eligibility required.  Must qualify for checking. APY = Annual Percentage Yield. All advertised APYs are accurate as of October 9, 2024, and are subject to change without notice. No minimum deposit or minimum balance is required to open or maintain any of the accounts. To receive the advertised APY or rewards, an ACH debit/credit within the monthly cycle, 15 debit card purchases that post and settle during the monthly cycle (ATM withdrawals are not included), and enrollment in e-statements are required. Interest and rewards earned in each account are deposited into your Revity Rewards Savings account at the beginning of the next monthly cycle, assuming requirements are met. The monthly cycle is defined as the period between the first day of the month and the last day of the month. Limit one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. Other fees, such as overdraft or NSF fees, may apply. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Member NCUA. See credit union for more details. Revity Cash Back Checking: Earn 6.00% cash back on the first $200 of monthly debit card purchases, up to $12 per monthly cycle, if account qualifications are met during the monthly cycle. No minimum deposit or minimum balance is required to open or maintain the account. Revity High Yield Checking: To earn the advertised 6.00% APY on balances up to $15,000, account qualifications must be met during the monthly cycle. Balances of $15,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. If account does not meet monthly qualifications, interest rate on the account will be 0.05% APY and member is reset to try again the next month. Revity Rewards Savings: Earn 2.50% APY on balances up to $100,000. Balances over $100,000 will earn 0.50% APY. A Revity High Yield Checking or Revity Cash Back Checking account is required to open a Revity Rewards Savings account. If checking account account does not meet monthly qualifications, interest rate on the account will be 0.05% APY and member is reset to try again the next month. For Revity Cash Back Checking, High Yield Checking, and Rewards Savings: No minimum deposit or minimum balance is required to open or maintain any of the accounts. To receive the advertised APY or rewards, an ACH debit/credit within the monthly cycle, 15 debit card purchases that post and settle during the monthly cycle (ATM withdrawals are not included), and enrollment in e-statements are required. Interest and rewards earned in each account are deposited into your Revity Rewards Savings account at the beginning of the next monthly cycle, assuming requirements are met. Visit revityfcu.org/checkingcompare for full details on qualifications, rates, rewards, fees, account specifics, and restrictions. Limit one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. Other fees, such as overdraft or NSF fees, may apply. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Member NCUA. See credit union for more details.