Personal Loans

|Personal Loan | Christmas & Vacation Loan | Line of Credit | Greenlight Loan | Overdraft Protection | Savings & CD Secured Loan |

We understand our members need to borrow money for a variety of reasons and we have a variety of loans to meet your needs.

 

Personal Loan

  • Fixed rate
  • Flexible terms
  • Maximum loan amounts are based on personal credit history and income
  • Payroll Deduction and/or automatic payment transfer

 

Christmas & Vacation Loan

  • Borrow up to a maximum of $1500
  • Maximum term of 10 months
  • Fixed rate
  • Payroll Deduction and/or automatic payment transfer
  • Vacation Loans are available year round
  • Christmas Loans available November 1st through January 31st

 

Line of Credit

  • Maximum credit limits are based on personal credit history and income
  • Non-variable interest rate
  • Low payments of 2% of the balance with minimum payment of $25
  • Payroll Deduction and/or automatic payment transfer
  • Advance funds online, on the phone, or in the branch

 

Greenlight Loan

  • $500 line of credit
  • Non-variable interest rate
  • $90 monthly payment
  • Minimum advance of $150
  • Payroll deduction and/or automatic payment transfer
  • Advance funds online, on the phone, or in a branch

 

Overdraft Protection

  • $250 line of credit
  • Non-variable interest rate
  • Monthly payment of $25
  • Payroll Deduction and/or automatic payment transfer

 

Savings and CD Secured Loan

Want to spend your savings without spending your savings?  Let us give you a share secured loan while you watch your savings grow.

Share Secured

  • Low fixed rate
  • Borrow up to 100% of your savings account
  • Terms up to 72 months
  • Payroll Deduction and/or automatic payment transfer

CD Secured

  • Low fixed rate
  • Borrow up to 100% of your certificate
  • Terms up to 72 months not to exceed certificate maturity
  • Payroll Deduction and/or automatic payment transfer