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Savings Rates | Youth Clubs Rates | Checking Rates | Money Market Account | Christmas Club Rates | Other Savings Rates | IRA/Roth IRA Savings Rates | Save-to-Win Certificate Rates | Special Certificate Rates | Regular & IRA Certificate Rates | Mini Jumbo & Mini Jumbo IRA Certificate Rates | Jumbo & Jumbo IRA Certificate Rates
Savings/Share Accounts
Rates effective as of October 9, 2024.
Membership Savings |
Dividend Rate | APY* |
| $5 and above | 0.25% | 0.25% |
Revity Rewards Savings°(must have Revity High Yield Checking or Revity Cash Back Checking to open) |
Dividend Rate | APY* |
| If monthly qualifications are met°: | ||
| $0.01-$100,000.00 | 2.47% | 2.50% |
| $100,000.01 and up | 0.50% | 0.50% |
| If monthly qualifications are not met°: | ||
| $0.01 and up | 0.05% | 0.05% |
| See Revity Rewards Savings for more details. | ||
Kirby Kangaroo Club*** and
|
Dividend Rate | APY* |
| $5 and above | 0.25% | 0.25% |
Revity Basic Checking |
Dividend Rate | APY* |
| $0.01 and above | 0.25% | 0.25% |
Revity High-Yield Checking° |
Dividend Rate | APY* |
| If monthly qualifications are met°: | ||
| $0.01-$15,000.00 | 5.84% | 6.00% |
| $15,000.01 and up | 0.50% | 0.50% |
| If monthly qualifications are not met°: | ||
| $0.01 and up | 0.05% | 0.05% |
| See Revity High Yield Checking for more details. | ||
Money Market |
Dividend Rate | APY‡ |
| $500 – $9,999.99 | 1.25% | 1.26% |
| $10,000 – $49,999.99 | 1.30% | 1.31% |
| $50,000 to $99,999.99 | 1.50% | 1.51% |
| $100,000 and above | 1.70% | 1.71% |
Christmas Club |
Dividend Rate | APY* |
| $0.01 and above | 0.75% | 0.75% |
Other Savings |
Dividend Rate | APY* |
| $0.01 and above | 0.25% | 0.25% |
IRA/Roth IRA Savings |
Dividend Rate | APY* |
| $0.01 and above | 2.00% | 2.02% |
*APY = Annual Percentage Yield. Dividends are calculated on the average daily balance and paid monthly. Minimum balance requirements may apply. Penalties may apply for early withdrawal. Fees may reduce earnings. Rates are subject to change at any time without notice.
Certificates and IRAs
Rates effective as of November 12, 2024
Save-to-Win Certificate** |
Minimum | Dividend Rate | APY* |
| 12 Month | $25 | 3.50% | 3.56% |
Special Certificate
|
Minimum | Dividend Rate | APY* |
| 10 Month | $1,000 | 4.20% | 4.28% |
| 17 Month | $1,000 | 4.15% | 4.23% |
| 23 Month | $1,000 | 4.10% | 4.18% |
Regular & IRA Certificates |
Minimum*** | Dividend Rate | APY* |
| 3 Month | $500 | 2.45% | 2.48% |
| 6 Month | $500 | 2.95% | 2.99% |
| 12 Month | $500 | 3.10% | 3.15% |
| 18 Month | $500 | 3.15% | 3.20% |
| 24 Month | $500 | 3.20% | 3.25% |
| 36 Month | $500 | 3.25% | 3.30% |
| 48 Month | $500 | 3.30% | 3.35% |
| 60 Month | $500 | 3.35% | 3.40% |
Mini Jumbo & Mini Jumbo
|
Minimum | Dividend Rate | APY* |
| 3 Month | $10,000 | 2.45% | 2.48% |
| 6 Month | $10,000 | 2.95% | 2.99% |
| 12 Month | $10,000 | 3.10% | 3.15% |
| 18 Month | $10,000 | 3.15% | 3.20% |
| 24 Month | $10,000 | 3.20% | 3.25% |
| 36 Month | $10,000 | 3.25% | 3.30% |
| 48 Month | $10,000 | 3.30% | 3.35% |
| 60 Month | $10,000 | 3.35% | 3.40% |
Jumbo & Jumbo IRA
|
Minimum | Dividend Rate | APY* |
| 3 Month | 2.55% | 2.45% | 2.48% |
| 6 Month | 3.20% | 2.95% | 2.99% |
| 12 Month | 3.35% | 3.10% | 3.15% |
| 18 Month | 3.40% | 3.15% | 3.20% |
| 24 Month | 3.45% | 3.20% | 3.25% |
| 36 Month | 3.50% | 3.25% | 3.30% |
| 48 Month | 3.55% | 3.30% | 3.35% |
| 60 Month | 3.65% | 3.35% | 3.40% |
*APY = Annual Percentage Yield. Dividends are accrued daily and paid monthly. Minimum balance requirements may apply. Penalties may apply for early withdrawal on term share accounts. Fees may reduce earnings. Rates are subject to change at any time without notice. Members age 55+ receive a 0.15% bonus dividend above the current Certificate rate excluding Certificate specials.
** Save to Win participants must be 18 years of age. Save to Win is not eligible for any type of bonus dividend.
***Kirby Kangaroo (can be opened between the ages of 0-12) and Claim Your Youth Club (can be opened between the ages 13-18) Members can open Certificates with a minimum deposit of $250 and can add funds to the Certificate anytime throughout the term of the Certificate.
****Non-renewable Certificates and IRA Certificates. $1,000 minimum opening balance. Members age 55+ bonus dividend not applicable. Rates are subject to change at any time without notice. Limited time offer. Membership required.
‡APY: Annual Percentage Yield. Dividends are compounded, calculated on the average daily balance, and paid monthly. To open and earn dividends, a minimum balance of $500 is required. If the balance falls or remains below $500, a $5/month service fee will be charged. Fees may reduce earnings. Rates are subject to change without notice. Membership eligibility is required. Revity FCU is federally insured by the NCUA.
°For Revity Basic Checking, Revity Cash Back Checking, High Yield Checking, and Rewards Savings: Membership eligibility required. Must qualify for checking. APY = Annual Percentage Yield. All advertised APYs are accurate as of October 9, 2024, and are subject to change without notice. No minimum deposit or minimum balance is required to open or maintain any of the accounts. To receive the advertised APY or rewards, an ACH debit/credit within the monthly cycle, 15 debit card purchases that post and settle during the monthly cycle (ATM withdrawals are not included), and enrollment in e-statements are required. Interest and rewards earned in each account are deposited into your Revity Rewards Savings account at the beginning of the next monthly cycle, assuming requirements are met. The monthly cycle is defined as the period between the first day of the month and the last day of the month. Limit one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. Other fees, such as overdraft or NSF fees, may apply. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Member NCUA. See credit union for more details. Revity Cash Back Checking: Earn 6.00% cash back on the first $200 of monthly debit card purchases, up to $12 per monthly cycle, if account qualifications are met during the monthly cycle. No minimum deposit or minimum balance is required to open or maintain the account. If monthly qualifications are not met, account will not earn reward or interest dividend. Revity High Yield Checking: To earn the advertised 6.00% APY on balances up to $15,000, account qualifications must be met during the monthly cycle. Balances of $15,000.01 and over will earn 0.50% APY if all account qualifications are met during the monthly cycle. If account does not meet monthly qualifications, interest rate on the account will be 0.05% APY and member is reset to try again the next month. Revity Rewards Savings: Earn 2.50% APY on balances up to $100,000. Balances over $100,000 will earn 0.50% APY. A Revity High Yield Checking or Revity Cash Back Checking account is required to open a Revity Rewards Savings account. If checking account account does not meet monthly qualifications, interest rate on the account will be 0.05% APY and member is reset to try again the next month. For Revity Cash Back Checking, High Yield Checking, and Rewards Savings: No minimum deposit or minimum balance is required to open or maintain any of the accounts. To receive the advertised APY or rewards, an ACH debit/credit within the monthly cycle, 15 debit card purchases that post and settle during the monthly cycle (ATM withdrawals are not included), and enrollment in e-statements are required. Interest and rewards earned in each account are deposited into your Revity Rewards Savings account at the beginning of the next monthly cycle, assuming requirements are met. Visit revityfcu.org/checkingcompare for full details on qualifications, rates, rewards, fees, account specifics, and restrictions. Limit one account type per member. There are no recurring monthly maintenance charges or fees to open or close this account. Other fees, such as overdraft or NSF fees, may apply. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Member NCUA. See credit union for more details.